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    • A BETTER FUTURE
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      We help you reduce your debts by up to 60% so you can focus on what really matters.

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    We are your financial partner

    "We understand that facing financial problems can be an overwhelming and stressful experience. Our goal is to accompany you on this path to recovery and economic stability."

    Let's start improving your finances

    Free evaluation

    Our advisors will provide you with a detailed analysis of how we can help you, without obligation and in a matter of minutes.

    Advice from experts

    Our experts will show you how we can negotiate with your creditors to achieve results in less time and with minimal monthly payments.

    Debt free

    Reduce your debts by up to 50% and start your path to financial freedom.
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    Our solutions for you

    We offer a range of services designed to help you

    Debt Relief

    Find solutions to ease your financial burdens with the guidance of debt reduction experts.

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    Debt Consolidation

    Combine your debts into a single, more manageable monthly payment. We offer a debt consolidation service where you can make a single payment for all your registered debts.

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    Consolidation Loans

    Access loans specifically designed to consolidate your debts. Whether your performance in debt relief programs or from the beginning qualifies you for a consolidation loan.

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    What our clients say

    Thank you for supporting me

    They answered all my questions and are helping me solve my financial problems. I now feel relieved of my debts and pay less.

    Cesarina Díaz

    Very good attendance

    Their assistance was friendly and they clearly explained to me what the program and the industry are about.

    Karinny Mejía

    They really helped me

    The service was very good. They helped me reduce my debt to the point where today I have already paid it off completely. Thanks guys!

    José Aguilar

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    Our program offers you a personalized solution to reduce your debts effectively and without additional interest. Achieve the freedom you long for!

    Clear up your doubts

    What you need to know about a debt relief program to make an informed decision based on your needs.
    What is a debt relief program?

    A debt relief program is a plan to reduce or eliminate interest charges and fees on a debt, with the goal of allowing the debtor to pay off his or her debt more quickly.

    What are the differences between a debt relief program and debt consolidation?
    In debt reduction, an agreement is reached with creditors to reduce the amount of debt, whereas in debt consolidation, all debt, including interest and fees, is merged into a single loan.
    What services does Get Debts Relief offer?
    We provide debt relief solutions for those facing the burden of multiple debts, particularly unsecured debts such as credit cards and unsecured loans. We also manage other debts such as medical or student debts from private entities.

    If you qualify, we will provide you with information on how our clients who provide loans to consolidate their debts can help you. If you are unable to obtain a consolidation loan, we provide you with a debt resolution program. After completing six months in the program, you will be eligible for a consolidation loan to settle with your creditors sooner than expected and improve your situation more quickly.
    Does the debt relief program affect my credit score?

    In rare cases, there may be at least a small effect on your credit score in the first few months and it improves significantly once the program is over. The effects are not as severe as continuing to be late with your payments or deciding to file for bankruptcy. In fact, if you are already behind on your payments, your credit score is already being affected so the effect of a debt relief program will not further harm your situation.

    Can I negotiate my debts on my own?

    Yes, you can negotiate with your creditors on your own and save an additional 15-20% on your debt. Our clients' fees range from 15% to 30% of the debt amount, depending on the state of residence. However, keep in mind that it is not easy and not everyone wants to talk to their creditors. Our clients have preferred to have help and guidance in this process. Our debt negotiation experts are knowledgeable and licensed in federal and state laws to help you settle your debts.

    How long does it take to get out of debt?
    The debt settlement program focuses on how quickly the debtor can accumulate funds to pay off his or her debts and reach a settlement proposal with creditors. The main goal of these types of programs is to help participants free themselves from their financial obligations more quickly and efficiently, reducing the total amount of debt they must pay.

    The length of the program can vary considerably depending on each person's circumstances, but typically, it spans between 24 and 48 months. This period depends on the debtor's ability to save and generate funds that will go toward debt settlement. The faster he or she can save and gather the necessary funds, the sooner he or she can reach an agreement with creditors and become debt free. This is possible because, instead of making minimum payments over many years, the debtor makes regular contributions to a savings fund that will be used to negotiate a settlement agreement with creditors.
    How is debt negotiation different from bankruptcy?
    Bankruptcy is a legal measure that is generally considered a last resort for individuals or businesses facing severe financial difficulties. While it can offer immediate relief by resolving or reducing debts, it has long-lasting and significant consequences. One of the main repercussions is that bankruptcy will remain on the individual's credit report for a period of 10 years. This can negatively impact their ability to obtain credit in the future, as well as access certain financial services or products. Additionally, during this time, other areas of personal and professional life may be affected, as the individual could face difficulties in obtaining employment, obtaining state licenses, accessing insurance, or even renting an apartment.

    The impact on access to credit is especially severe. A bankruptcy on the credit history can result in a denial of almost any type of credit for several years, which can hinder the individual's ability to make major purchases, such as a home or car, or even obtain financing for small everyday needs.

    As for types of bankruptcy, there are different options, with the most common being Chapter 7 and Chapter 13 of the United States Bankruptcy Law. However, the requirements to qualify for Chapter 7 have been tightened in recent years, which has made it more difficult for many people to access this type of debt settlement. In a Chapter 7 process, the debtor's non-exempt assets can be sold to settle outstanding debts. However, it is important to note that not all debts can be discharged through bankruptcy, even in this process. Debts such as alimony, child support, unpaid taxes, student loans, and some court judgments cannot be eliminated through bankruptcy.

    On the other hand, Chapter 13 bankruptcy involves a restructuring of debt, where the debtor proposes a plan to pay off a portion of his or her debts over a period of 3 to 5 years. Although this type of bankruptcy does not involve the liquidation of the debtor's assets, it does involve a commitment to pay a percentage of the debts, which can be equally burdensome for the individual. Although there is no complete elimination of debts, Chapter 13 can offer a way to reorganize payments and avoid foreclosure or seizure of property.

    In short, although bankruptcy can be a way out for those who have no other options, its long-term impact on a person's credit and financial life is considerable, so it is always advisable to consider other alternatives, such as debt negotiation, before making this decision.
    What is the best solution for me?
    There are several options for debt relief, and each comes with its own short- and long-term pros and cons that are different for each client. Our counselors will be able to provide you with a free prequalification and answer your questions or which solution is most viable for you. A debt expert can advise you on the options and the pros and cons of each.

    If you have more questions or are ready to move forward, our counselors will be happy to assist you and provide the assistance you need.

    Call today at 305-447-7366

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