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Get Debts Relief

  • UN FUTURO MEJOR
    PARA TU FAMILIA

    Te ayudamos a reducir tus deudas hasta en un 60% para que puedas concentrarte en lo que realmente importa.

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  • SAL DE DEUDAS AHORA

    Pague menos y en menos tiempo

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Somos tu socio financiero

"Entendemos que enfrentar problemas financieros puede ser una experiencia abrumadora y estresante. Nuestro objetivo es acompañarlo en este camino hacia la recuperación y la estabilidad económica".

Empecemos a mejorar tus finanzas

Evaluación gratuita

Nuestros asesores le brindarán un análisis detallado de cómo podemos ayudarle, sin compromiso y en cuestión de minutos.

Asesoría de expertos

Nuestros expertos le mostrarán cómo podemos negociar con sus acreedores para lograr resultados en menos tiempo y con pagos mensuales mínimos.

Libre de deudas

Reduce your debts by up to 50% and start your path to financial freedom.
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Nuestras soluciones para usted

Ofrecemos una gama de servicios diseñados para ayudarle

Alivio de la deuda

Encuentre soluciones para aliviar sus cargas financieras con la orientación de expertos en reducción de deuda.

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Consolidación de deuda

Consolida tus deudas en un único pago mensual más manejable. Ofrecemos un servicio de consolidación de deudas en el que puedes realizar un único pago por todas tus deudas registradas.

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Préstamos de consolidación

Acceda a préstamos diseñados específicamente para consolidar sus deudas. Ya sea que su desempeño en los programas de alivio de deudas o desde el principio lo califique para un préstamo de consolidación.

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Lo que dicen nuestros clientes

Gracias por apoyarme

Respondieron todas mis preguntas y me están ayudando a resolver mis problemas financieros. Ahora me siento aliviado de mis deudas y pago menos.

Cesarina Díaz

Muy buena asistencia

Su asistencia fue amable y me explicaron claramente de qué se trata el programa y la industria.

Karinny Mejía

Ellos realmente me ayudaron

El servicio fue muy bueno. Me ayudaron a reducir mi deuda hasta el punto que hoy ya la he saldado por completo. ¡Gracias chicos!

José Aguilar

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Nuestro programa te ofrece una solución personalizada para reducir tus deudas de manera efectiva y sin intereses adicionales. ¡Consigue la libertad que tanto anhelas!

Aclara tus dudas

Lo que necesita saber sobre un programa de alivio de deuda para tomar una decisión informada basada en sus necesidades.
What is a debt relief program?

A debt relief program is a plan to reduce or eliminate interest charges and fees on a debt, with the goal of allowing the debtor to pay off his or her debt more quickly.

What are the differences between a debt relief program and debt consolidation?
In debt reduction, an agreement is reached with creditors to reduce the amount of debt, whereas in debt consolidation, all debt, including interest and fees, is merged into a single loan.
What services does Get Debts Relief offer?
We provide debt relief solutions for those facing the burden of multiple debts, particularly unsecured debts such as credit cards and unsecured loans. We also manage other debts such as medical or student debts from private entities.

If you qualify, we will provide you with information on how our clients who provide loans to consolidate their debts can help you. If you are unable to obtain a consolidation loan, we provide you with a debt resolution program. After completing six months in the program, you will be eligible for a consolidation loan to settle with your creditors sooner than expected and improve your situation more quickly.
Does the debt relief program affect my credit score?

In rare cases, there may be at least a small effect on your credit score in the first few months and it improves significantly once the program is over. The effects are not as severe as continuing to be late with your payments or deciding to file for bankruptcy. In fact, if you are already behind on your payments, your credit score is already being affected so the effect of a debt relief program will not further harm your situation.

Can I negotiate my debts on my own?

Yes, you can negotiate with your creditors on your own and save an additional 15-20% on your debt. Our clients' fees range from 15% to 30% of the debt amount, depending on the state of residence. However, keep in mind that it is not easy and not everyone wants to talk to their creditors. Our clients have preferred to have help and guidance in this process. Our debt negotiation experts are knowledgeable and licensed in federal and state laws to help you settle your debts.

How long does it take to get out of debt?
The debt settlement program focuses on how quickly the debtor can accumulate funds to pay off his or her debts and reach a settlement proposal with creditors. The main goal of these types of programs is to help participants free themselves from their financial obligations more quickly and efficiently, reducing the total amount of debt they must pay.

The length of the program can vary considerably depending on each person's circumstances, but typically, it spans between 24 and 48 months. This period depends on the debtor's ability to save and generate funds that will go toward debt settlement. The faster he or she can save and gather the necessary funds, the sooner he or she can reach an agreement with creditors and become debt free. This is possible because, instead of making minimum payments over many years, the debtor makes regular contributions to a savings fund that will be used to negotiate a settlement agreement with creditors.
How is debt negotiation different from bankruptcy?
Bankruptcy is a legal measure that is generally considered a last resort for individuals or businesses facing severe financial difficulties. While it can offer immediate relief by resolving or reducing debts, it has long-lasting and significant consequences. One of the main repercussions is that bankruptcy will remain on the individual's credit report for a period of 10 years. This can negatively impact their ability to obtain credit in the future, as well as access certain financial services or products. Additionally, during this time, other areas of personal and professional life may be affected, as the individual could face difficulties in obtaining employment, obtaining state licenses, accessing insurance, or even renting an apartment.

The impact on access to credit is especially severe. A bankruptcy on the credit history can result in a denial of almost any type of credit for several years, which can hinder the individual's ability to make major purchases, such as a home or car, or even obtain financing for small everyday needs.

As for types of bankruptcy, there are different options, with the most common being Chapter 7 and Chapter 13 of the United States Bankruptcy Law. However, the requirements to qualify for Chapter 7 have been tightened in recent years, which has made it more difficult for many people to access this type of debt settlement. In a Chapter 7 process, the debtor's non-exempt assets can be sold to settle outstanding debts. However, it is important to note that not all debts can be discharged through bankruptcy, even in this process. Debts such as alimony, child support, unpaid taxes, student loans, and some court judgments cannot be eliminated through bankruptcy.

On the other hand, Chapter 13 bankruptcy involves a restructuring of debt, where the debtor proposes a plan to pay off a portion of his or her debts over a period of 3 to 5 years. Although this type of bankruptcy does not involve the liquidation of the debtor's assets, it does involve a commitment to pay a percentage of the debts, which can be equally burdensome for the individual. Although there is no complete elimination of debts, Chapter 13 can offer a way to reorganize payments and avoid foreclosure or seizure of property.

In short, although bankruptcy can be a way out for those who have no other options, its long-term impact on a person's credit and financial life is considerable, so it is always advisable to consider other alternatives, such as debt negotiation, before making this decision.
What is the best solution for me?
There are several options for debt relief, and each comes with its own short- and long-term pros and cons that are different for each client. Our counselors will be able to provide you with a free prequalification and answer your questions or which solution is most viable for you. A debt expert can advise you on the options and the pros and cons of each.

If you have more questions or are ready to move forward, our counselors will be happy to assist you and provide the assistance you need.

Call today at 305-447-7366

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